New Start Day 108

     It is now 0110 and I have been awake for a few minutes. I am listening/watching Jana Carrey's "The Essence of Channeling Workshop." Yesterday I spent the morning working on my spreadsheets for the home budget. I check my bank account frequently, so after I pay the bills I watch for when my payments clear my account. Once my bill payments have cleared, I go back and check the balances of my credit accounts and record them all. When I pay bills I pay attention to the balances. Sometimes I check the charges, but I usually check the charges when I check all my accounts after my payments have cleared. Yesterday I noticed that my balance was not what I expected it to be on one of my accounts. I had to print the charges and go back to "balance my account" against my amazon account that I order from. I was worried that my account had been used by someone other than me. I found that the charges were mine, but they did not completely balance exactly because of the way amazon charges my account. Amazon charges as things ship, and it doesn't always reflect as the charge I agreed to when I made the purchase because shipments may be broken up. 

    Once I got through the work of balancing my account, I moved into projecting how a refinance of my mortgage would impact our household budget. I built on the projection I already started when I was figuring the payoff of the bill I have with Michal. I had to add the payment of the Happy Money personal loan I just took out. Then I made adjustments for the COLA increases in my income the occur in January. Anyway, I just wanted a complete picture of what how my bills would reflect the progress I have made and the upcoming changes.

    I am moving ahead with a VA refinance of my mortgage. I have accrued a lot of debt due to needing to buy groceries at higher costs due to inflation. I will continue with the clean up of the house in preparation for the VA appraisal to take place. I hired Ashley Bittecuffer of Mama B's Housekeeping to help us with the cleanup and organizing of things. 

    I spent all morning working on my spreadsheets. I didn't even take my medications until about 1030. I forgot to take my Victoza shot. I ordered Jersey Mike's and later I ordered Domino's. Jersey Mike's was delivered on time, but Domino's took over an hour to get here. I asked Anthony, our driver, what happened. He said they got an order from a school of more than 30 pizzas. 

    I needed a long nap after all that work and after eating. I slept for a couple hours before Caleb woke me up. After getting up, I felt like I had a crown on my head. It was a good feeling. I felt like maybe I had upgrades happening while I was in deep sleep. I could have slept all day. I was that tired.

    The day before, Thursday, I did not do much. I did spend a lot of time looking into refinancing my VA mortgage. I got things rolling with Jason of New American Funding. I feel like I'm getting a better deal with him than with Steve from United Trust Bank. There was a lot of paperwork to be done just to get a quote, and then more paperwork to sign to pursue the loan. So, in that light, I did do a lot, I just wasn't physically moving around much. I wasn't cleaning the house like I thought I would be. I was expecting Ashley to come over and work, but she didn't come over when I expected her. I contacted her to find out what was going on. She did not press send on the message to let me know she was not coming. So, I focused on the household finances at my computer because I was too tired to clean up by myself. 

    Wednesday, I got paid so I paid my bills. I spent a good few hours paying bills online and updating my spreadsheets. I wore myself out and needed a nap after eating lunch. Caleb had his psychiatrist appointment that afternoon and then after that, his therapy appointment. I brought up to both of them what we went through with the security issue we had. I feel like Caleb and I are in a good place right now. The security cameras are up and we are recovering. I am taking time to rest and recover. I am so tired these days. I normally am tired during this time of year due to Seasonal Affective Disorder also known as Seasonal Depression. 

    Travis text messaged me a couple days ago a link to create my shadowbox for military service.

    Here is the facebook cover page photo that I created.

    

    Here is the shadowbox I started working on. I'm very proud of this.

    Today is Saturday. We don't have any appointments. I have tickets to go see the Nutcracker ballet in Wilmington, but I don't think we are going to make it. I am just too tired to drive to Wilmington and back. I just want to stay home. I might go around and run some errands locally. I need to restock my drinks. I have a list of things I need to get done. I need to mail out my Christmas cards. I want to mail my dad and Dona Sharon's Christmas presents. I want to replace the Volvo battery. I have to pick up Caleb's med refills. I never picked up Bubba's medications. I will have to do that Monday. I have laundry to wash. I need Caleb to shop vac the hallway. 

    I applied for a SBA loan a few days ago. I was hoping to consolidate my business debt that I have accrued on my personal accounts. I was denied, but I was told to apply again in a few months, so that is promising.  The application process brought to light that I needed to be keeping a profit/loss statement, a balance sheet, and recording my expenses. I did not realize a month has already passed since establishing my business. I applied for a business loan through Divvy too and got a credit builder account for my business. 

    I have invested a lot of money in my training for Reiki, Breathwork, Yoga Therapy, Mindfulness and Meditation. I complete my Reiki business training, the Next Steps for Reiki Masters, in January. I complete the Revelation Breathwork Facilitator training this month. I start the Yoga Therapy 800Hr course in January. I also start the Mindfulness and Meditation Teacher training in January. I am staying busy and investing in myself for the sake of running a multiple healing modality business. I am continuing to listen to Elizabeth Peru, Erica Rock, and Jana Carrey programs and meditations too. 

    I have a month to attune 5 people to Reiki level 1 in order to be eligible to learn how to attune my Reiki students virtually. 

    I feel so much clearer now that we have security cameras working for us and I am able to rest and get sleep. 

    I was talking to my dad yesterday about how I have saved every photo I could in ways that will keep them safe for Caleb. I told him how I write my blog so Caleb will be able to reflect on it after I pass away. I told him how important it is to create records of our family history because I am the first generation American born in our family. I am the first woman to serve in the American Army in our family. I am the second generation Army veteran in our family. I am the second generation American college graduate in our family. Caleb is the second generation Army brat in our family. 

    I want to be able to write the stories he tells me about his life in Brazil, his life in the Army, and his life as a single father. I want to write as much as I can about my personal experiences growing up, my life as teenager, my life as a young adult, my Army experiences, my college experiences, and my parenting experiences. I want to have records of it all! I want Caleb to have access to all the history he might want to know from his living ancestors. 

    I had Caleb turn on the heat yesterday. I did not want the dogs to be cold and shivering. I put on a hoodie, so I know they were cold when they weren't lying in the blankets.  

    I have a lot of clutter around my workspace. I need to clear it up. I was working on collecting and printing my business receipts the other day. I still have to file them away. 

    I am listening to Erica Rock's "Abundance and Prosperity" audio right now. 

    I decided not to buy any more e-juice for my e-cigarette. I let the Black Friday and Cyber Monday deals pass by without buying any e-juice. I am going to quit. I have the nicotine patches to help me. I am nearly ready to begin using them. 

    I have not been keeping up with my Virta plan lately. I am recovering from the stress of what happened with the home security issue. I just am too tired to cook. I am too tired to constantly be thinking about what I can and can't eat on keto. I am too tired to try right now. When I am ready, I will begin again. 

    I am running out of things to write. LOL It is about time to take my meds though. It is now 0256. 

    Have a blessed day, and thank you for reading!